Page Title

 Suraj Jatwani is an AMFI-Registered Mutual Fund Distributor (ARN-101144), valid until February 17, 2027, and is the Sole Proprietor of SJ Financial Services.

1. Mutual Fund & Securities Disclaimer

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Suraj Jatwani (EUIN: E-123822) acts strictly as a distributor and facilitator. Information provided on this platform is for general awareness and does not constitute investment advice or recommendation. Investments are subject to individual risk profile and financial objectives. Past performance is not indicative of future results, and no returns are guaranteed or assured. Suraj Jatwani is NOT a SEBI Registered Investment Adviser (RIA) or Research Analyst.

2. Insurance Statutory Warning

Suraj Jatwani is a Licensed Insurance Agent (LIC Code: 1302111J). Insurance is the subject matter of solicitation. Please read the sales brochure carefully before concluding a sale.

3. NPS & Other Facilitation Services

Suraj Jatwani facilitates the National Pension System (NPS) as a referral partner through Religare Broking Limited (Code: 04430) and UTI Retirement Solutions Limited (Code: UTIRSLPA0694).

4. GIFT City (IFSC) & Offshore Disclaimer

Suraj Jatwani is empanelled with DSP IFSC Funds under ARN-101144 for the distribution of offshore products. These investments involve currency risks and are subject to FEMA and LRS limits.

5. Commission & Conflict of Interest

As a distributor, Suraj Jatwani receives trail commissions and brokerage from various Asset Management Companies (AMCs), Insurance companies, and PFRDA intermediaries within the limits prescribed by SEBI, IRDAI, and PFRDA. Detailed commission structures are available upon request.

6. Grievance Redressal Mechanism

A grievance redressal mechanism is available. In case of any complaints, please contact jatwanisuraj@gmail.com. Investors may also approach the SEBI SCORES platform (www.scores.gov.in) or the SMART ODR Portal (smartodr.in) for complaints.

7. Limitation of Liability

Suraj Jatwani and SJ Financial Services shall not be held liable for any financial losses resulting from decisions made based on the information provided here. Investors are encouraged to consult their own tax and legal advisors.