🔹 Primary Regulatory Identity

• Registered Name: Suraj Jatwani
• Trade Name: SJ Financial Services (Sole Proprietor)
• AMFI Registration: ARN-101144 (Valid till 17-Feb-2027)
• EUIN: E-123822
• Nomenclature: AMFI-Registered Mutual Fund Distributor (Individual)
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🔹 Asset-Class Registrations & Partners

• Insurance: IRDAI Licensed Agent (LIC Code: 1302111J)
• NPS: Religare Broking Limited (Referral Code: 04430) | UTI Retirement Solutions (UTIRSLPA0694)
• GIFT City (Offshore): Empanelled with DSP IFSC Funds (since 29-Aug-2025)
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🔹 Professional Qualifications

• QPFP®: Qualified Personal Finance Professional
• NISM Certified: Series V-A (Mutual Fund Distributors)
• Academic: PGDBA in Finance

⚠️ Mandatory Statutory Disclosures 

1. Non-Advisory Nature: I am a Mutual Fund Distributor and not a SEBI-registered Investment Advisor. Information provided is incidental to distribution.

2. Commission Disclosure: In accordance with SEBI Circular SEBI/IMD/CIR No. 4/168230/09, commission details received from various AMCs are available for disclosure and may be provided on request.

3. Execution Policy: All investment decisions are taken at the sole discretion of the investor. No guarantees or assured returns are provided.

4. Nature of Communication: All communication is intended for informational and product distribution purposes only and does not constitute investment advice

⚖️ Grievance Redressal Mechanism 

If you have any grievances regarding our services, please follow this escalation matrix:

1. Level 1 (Direct): Email jatwanisuraj@gmail.com (Response time: 48 hours).
2. Level 2 (AMFI): If not resolved, contact AMFI India at www.amfiindia.com.
3. Level 3 (SEBI SCORES): Lodge a formal complaint via SCORES 2.0 at https://scores.sebi.gov.in or use the Saarthi App.